Owner is an Agent?: No

Auction?: No

Status: Pending

Off Market Date: 2026-06-01

Contingency: None

Current Price: $2,895,500

Original List Price: 2895500

ListPrice: 2895500

List Date: 2026-03-26

Association: SPAAR

Common Wall: No

Lot Measurement: Acres

Manufactured Home?: No

Multiple PIDs?: Yes

New Development: No

Number of Fireplaces: 3

Waterfront Frontage: 402

Year Built: 1935

Yearly/Seasonal: Yearly

Zoning: Residential-Single Family

Lot Dimensions: See Parcel Map

Acres: 1.76

Bath Three Quarters: 1

Bath Half: 0

Lake/Waterfront Name: Mille Lacs

Bath Quarter: 0

Main Floor Total SqFt: 3856

Above Grd Total SqFt: 5763

Below Grd Total SqFt: 1155

Total Finished Sqft: 4791.00

FireplaceYN: Yes

Foundation Size: 3856

Style: (SF) Single Family

Garage Stalls: 4

Association Fee: 0

Assessment Pending: No

Bedrooms: 4

Baths Total: 3

Bath Full: 2

Total SqFt: 6918

AssocFeeYN: No

Legal Description: E 1 A OF GOVT LOT 1, ALSO DES AS N 366 FT OF E 119 FT OF GOV LOT 1 MEAS FROM HIGH WATER LINE, SEE SKETCH IN AUDITOR'S FILE. ALSO SEE SURVEY DATED 9/22/20 RECORDED AS DOC # 421702. NOTE: THIS PID MUST ALWAYS BE DEEDED WITH 17-007-0900 AS HOUSE SITS ACROSS TWP LINE 12 42 27 1.00

Listing City: Onamia

Map Page: 999

Municipality: Kathio Twp

School District: Onamia

School District Phone: 320-532-4174

DNR Lake ID#: 48000200

DNR Lake Classification: General Development

Zip Plus 4: 7920

Property ID Number: 090121000

Tax Year: 2025

Tax Amount: 9014

In Foreclosure?: No

Potential Short Sale?: No

Lender Owned?: No

Public Remarks: Thoughtfully presenting, Stone House on the Lake, a timepiece estate and carriage house sitting on 1.76 acres, with more than 400 feet of shoreline on Mille Lacs Lake. The amount of history and craftsmanship that went into creating this estate, is so phenomenal and rare to find. The home's stone exterior was hand-masoned from stones pulled up from the lake itself. From the 100+ "heart" stones that were carefully hidden around the exterior, to the history of this property being the very first off-site bank record storage location during the Cold War, featuring 3' thick solid foundation walls, bomb-proof hidden vault, and gun-proof windows in the basement - now turned wine cellar - this estate has such rich character. This property features an expansive, structurally engineered lakeside patio and fire-pit that are designed to host many guests, events, and withstand the beauty of the lake's powerful waves.  If you're looking for an iconic home, or a commercial/rental opportunity, this gem of a home comes with an established commercial Airbnb and VRBO business presence, and lengthy 5-star reviewed guest book. This home has hosted weddings, anniversaries, and award-winning tournament fishing teams/families. Inside features that you won't be able to replicate include: vaulted and hand-carved beam ceilings, original stone fireplaces, original restored French windows, original pegged oak hardwood floors, high-end commercial-grade kitchen appliances, French doors, and custom finishes that were curated across the world. The primary suite is its own entire haven - featuring its own wood-burning fireplace, and an absolutely jaw-dropping ensuite bathroom that leads you through to a private workout or flex room, and primary laundry. Cozy up in the family cabin room, spread out in the upper level bunk room, or host events in the many outdoor gardens. The carriage house or guest house works perfect as an office or studio with a bathroom, gathering spaces on two levels, laundry, an extra garage space and garden storage. This separate additional dwelling unit offers potential for it's new owner to have onsite home or health care, rental income, or just an additional space for entertaining guests during their stays. The attached oversized attached 3-car garage is perfect for storing cars, boats, and toys.  Mille Lacs is not only one of Minnesota's largest lakes with 132,500-acres, stocked with the trophy-size fish, and has a history of hosting renowned fishing tournaments and people who travel nationwide to compete and spend both winters and summers here. Bassmaster named Mille Lacs Lake in their top 10 calling it a “small mouth paradise”. Walleye, muskie and northern pike are also on their top species category.  This is the type of home that stays passed down within your family for many generations, and doesn't come available to the market. The current owners have taken pride in how much love, care, and restoration has gone into this property over the past 40+ years. This is a once in a lifetime opportunity, a once in a lifetime estate, and truly one of the most special pieces of history that cannot be replicated in Minnesota.

Directions: From US-10 W/Highway 169, take Twilight Road to home on left.

None: 1

Property ID #2: 170070900

Central Air: 1

Ceiling Fan(s): 1

Deck: 1

Dock: 1

Exercise Room: 1

French Doors: 1

Hardwood Floors: 1

Kitchen Center Island: 1

Kitchen Window: 1

Natural Woodwork: 1

Paneled Doors: 1

Panoramic View: 1

Patio: 1

Primary Bedroom Walk-In Closet: 1

Security System: 1

Tile Floors: 1

Vaulted Ceiling(s): 1

Walk-In Closet: 1

Washer/Dryer Hookup: 1

Other: 1

Air-To-Air Exchanger: 1

Dishwasher: 1

Dryer: 1

Energy Star Appliances: 1

Freezer: 1

Fuel Tank - Owned: 1

Microwave: 1

Range: 1

Refrigerator: 1

Washer: 1

Wine Cooler: 1

Other: 1

Assessment Balance: 0

Tax With Assessments: 9014

Full: 1

Storage Space: 1

Storage/Locker: 1

Sump Pump: 1

Double Sink: 1

His and Her Closets: 1

Hollywood Bath: 1

Steam Shower: 1

Main Floor 3/4 Bath: 1

Upper Level Full Bath: 1

Full Primary: 1

Private Primary: 1

Two Primary Baths: 1

Bathroom Ensuite: 1

Separate Tub & Shower: 1

Walk-In Shower Stall: 1

Finished SqFt Above Ground: 4292

Finished SqFt Below Ground: 499

Concrete: 1

Previously Owned: 1

Breakfast Bar: 1

Eat In Kitchen: 1

Informal Dining Room: 1

200+ Amp Service: 1

Circuit Breakers: 1

Elevation Highpoint Waterfront Feet: 10-15

Gradual: 1

Level: 1

Brick/Stone: 1

Stucco: 1

2 or More: 1

2 Story/High/Vaulted Ceilings: 1

Family Room: 1

Great Room: 1

Main Level: 1

Brick: 1

Family Room: 1

Living Room: 1

Primary Bedroom: 1

Stone: 1

Wood Burning: 1

Propane: 1

Forced Air: 1

Insurance Fee: 0

Excellent Sand: 1

Hard: 1

Lake Acres: 128250

Lake Depth: 42

Sand: 1

Laundry Room: 1

Upper Level: 1

Land Leased: Not Applicable

Supra: 1

Accessible Shoreline: 1

Irregular Lot: 1

Tree Coverage - Light: 1

Homestead: Yes

Bunk House: 1

Guest House: 1

Second Residence: 1

Studio: 1

Fractional Ownership: No

Garage Dimensions: 36x30

Garage Square Feet: 1471

Multiple Garages: 1

Floor Drain: 1

Garage Door Opener: 1

Storage: 1

Other: 1

Front Porch: 1

Patio: 1

Range#: 27

Section#: 12

Township#: 42

Airbnb: 1

City Street: 1

Paved Streets: 1

Public Maintained Road: 1

Age 8 Years or Less: 1

Architectural Shingle: 1

Pitched: 1

Easily Divided: 1

Existing In-Law w/Bath: 1

Existing In-Law w/Kitchen: 1

Formerly Subdivided: 1

Cash: 1

Contract for Deed: 1

Conventional: 1

FHA: 1

Other: 1

Special Funding: 1

VA: 1

Septic System Compliant - Yes: 1

2nd Floor Laundry: 1

Divided Bdr Flr Plan: 1

Main Floor Bedroom: 1

Primary Bdr Suite: 1

One and One Half: 1

Well: 1

Lake: 1

Panoramic: 1

North: 1

East: 1

House Number: 13001

Street Name: Twilight

Street Suffix: Road

Postal City: Onamia

County: Mille Lacs

State: MN

Zip Code: 56359